Checking

Analyzed Business Checking is an unlimited transaction business checking account with enhanced flexibility, ideal for businesses of all kinds. This checking account allows businesses to utilize deposit balances to offset fees for services associated with their Analyzed Business Checking account and a variety of Treasury Management services the bank may be providing.

Hybrid Business Checking is ideal for businesses with higher account balances and a preference for keeping funds fully liquid. This integrated account seamlessly blends the capabilities of an analyzed checking account with the ability to earn interest. It ensures every dollar on deposit in your checking account is working to compensate the bank for services provided or earn interest. Not only does the Hybrid Business Checking save time by eliminating the need to manually transfer excess funds into a savings account to earn interest, but also reduces the number of accounts to reconcile.

Signature Bank’s NOW Business Checking account is tailored to meet the needs of:

Manage your finances efficiently while earning interest on your balances.

Interest on Lawyers Trust Accounts (IOLTA) and Interest on Trust Accounts (IOTA) Business Checking accounts are specifically designed for law firms, attorneys, and title companies managing client funds. With IOLTA or IOTA Business Checking, your clients' funds are held separately, and interest earned is remitted to support legal aid programs. These specialized accounts provide the convenience of managing client funds efficiently. The Federal Deposit Insurance Corporation (FDIC) provides pass-through insurance coverage on properly documented deposits in fiduciary accounts, including IOLTA and IOTA Business Checking accounts.

Public Funds Checking is ideal for governmental entities, municipalities, and public fund organizations who are required to fully collateralize all deposits. Our Public Fund Checking account options provide the security and flexibility needed to manage public funds. Benefit from treasury management services tailored to the unique financial needs of public entities.